Earn and redeem rewards with a card that automatically adapts to fit your life. With the Custom Cash Card, earn extra cash back in the eligible category you spend the most in each billing cycle. Plus, you can enjoy a low intro APR on new purchases and balance transfers for the first 15 months as a new cardholder, all with no annual fee. Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. Plus enjoy our low intro APR for 15 months.